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RECOMMENDED MORTGAGE LENDERS

 

If you are like most buyers, a home is the most expensive purchase you will ever make and you will probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

The following are some mortgage lenders that several of our clients have used here in Northern Virginia that you might wish to consider -- any one of them can assist in getting you pre-approved for a mortgage loan, can review a number of loan options available to you and can help you to secure the best possible rate for your home purchase (NOTE - While all these lenders are recommended, those lenders noted with 3 stars and BOLDED in RED CAPITAL LETTERS are highly recommended lenders who have performed at an outstanding level on numerous occasions with our clients):

 

Sterns Lending, LLC: Start the application process online at: https://consumerdigital.stearns.com/login?  (APPLICANT SHOULD NOT PUT A PROPERTY ADDRESS FOR PURCHASING OR REFINANCING WHEN COMPLETING THE ON-LINE APPLICATION...STEARNS WILL DO THIS ONCE ALL BASIC DOCUMENTS ARE RECEIVED FROM THE BORROWER). Stearns is a MORTGAGE BANKER.

 

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Homebridge Financial Services: Cedric Johnson, Ashburn, VA, cejohnson@homebridge.com , Tel: 703-926-5417, SPECIALIZES IN FHA 203k LOANS (new loans or refis). Start the application process on-line at www.cedricj.com.

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PNC Mortgage (Division of PNC Bank NA): Start the application process online at: https://www.pnc.com/content/pnc-home-hq/en/home/buy-a-home/prequalify.html? PNC Mortgage is a MORTGAGE BANKER. 

 

 

Movement Mortgage: Start the application process online at: https://movement.com/.

 

 

***MCLEAN MORTGAGE CORPORATION: GLEN BRALLEY, 11325 RANDOM HILLS RD, SUITE 400, FAIRFAX, VA 22030, Cel: (703) 898-5982, Email: gbralley@mcleanmortgage.com. Start the application process online at: www.glenbralley.com. (McLean Mortgage is a DIRECT LENDER/CORRESPONDING BANKER with access to a myriad of mortgage bankers. Contrary to brokered loans, McLean Mortgage shops a myriad of the mortgage bankers for the best rates/loan programs, controls all steps of loan processing and makes all final decisions in-house all the way through closing. This is possible because McLean Mortgage, as a DIRECT LENDER, loans its own funds in closing the loan, not funds from a third party investor/banker. Brokers do not lend you their own funds; instead, brokers only loan funds from third party investors/bankers who set the conditions and make all final decisions during loan processing. As with any lender, McLean Mortgage may sell your loan after closing).

 

 

Main Street Bank: Carolyn Flitcroft, T:540) 327-2986, cflitcroft@mainstreethl.com. Start application process on-line at https://www.mstreetbank.com/mortgages/?   (BANK HOLDS ALL LOANS IN HOUSE -- DOES NOT RE-MARKET OR BROKER OUT). Main Street Bank is a MORTGAGE BANKER.

 

 

Chainbridge Bank (Lot and Land Loans Only): Joe Nelson, 703-282-5001, jnelson@chainbridgebank.com . Start application process on-line at https://mortgage.chainbridgebank.com/ABOUTUS.html?

 

First Meridian Mortgage, Kevin Retcher, 8305 Richmond Hwy, Alexandria, VA 22309, T: 703-333-2700, Cel: 703-201-6138, F: 703-333-2929, Email: kevin@firstmeridianmortgage.com.

 

 

Dominion First Mortgage Corporation, Tom Morgan, Cel: 703-217-7053, Tel: 703-257-7770, Email: tmorgan@dominionfirstmortgage.com. Do FHA and VA loans with lower than normal credit scores and stated income loans too. Start the application process online at: https://secure.web-loans.com/loancenter-apply-short.aspx.

 

 

If you have any questions or need any assistance, please call 703-625-5586 or send us an email.

 The R&R Team, Inc.