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If you are like most buyers, a home is the most expensive purchase you will ever make and you will probably need some form of financing. There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.


The following are some mortgage lenders that several of our clients have used here in Northern Virginia that you might wish to consider -- any one of them can assist in getting you pre-approved for a mortgage loan, can review a number of loan options available to you and can help you to secure the best possible rate for your home purchase (NOTE - While all these lenders are recommended, those loan officers in CAPITAL LETTERS AND BOLDED with 3 stars are highly recommended lenders who have performed at an outstanding level on numerous occasions with our clients):



***WELLS FARGO HOME MORTGAGE, KIM GOICOECHEA, 21355 RIDGETOP CIRCLE, STERLING/DULLES, VA 20166, Tel: 703-433-1015, Cel: 703-728-4714, Fax: 855-235-3750, Email:, Start the application process online at: Wells Fargo is a MORTGAGE BANKER.



Watermark Capital, Inc., Kristen Kirchner, Tel: 703-822-1291, Cel: 310-431-5606, Email: Start the application process online at:  (Watermark Capital is a DIRECT LENDER/CORRESPONDING BANKER with access to a myriad of mortgage bankers. Contrary to brokered loans, Watermark Capital shops all the mortgage bankers for the best rates/loan programs and controls all steps of loan processing in-house all the way through closing using its own funds).



Homebridge Financial Services, Cedric Johnson, Ashburn, VA, , Tel: 703-926-5417, SPECIALIZES IN FHA 203k LOANS (new loans or refis). Start the application process on-line at



PNC Mortgage (Division of PNC Bank NA), Bob Bowman, 123 N. Pitt St, Suite 525, Alexandria, VA 22314, Ofc: 703-706-5571, Cel: 571-213-5051, Email: Start the application process online at: Mortgage is a MORTGAGE BANKER. 



***MOVEMENT MORTGAGE, KEVIN SCHATZ, Direct: 571-488-8094, eFax: 434-688-0491, Email: Start the application process online at:



***MCLEAN MORTGAGE CORPORATION, GLEN BRALLEY, 11325 RANDOM HILLS RD, SUITE 400, FAIRFAX, VA 22030, Cel: (703) 898-5982, Email: Start the application process online at: (McLean Mortgage is a DIRECT LENDER/CORRESPONDING BANKER with access to a myriad of mortgage bankers. Contrary to brokered loans, McLean Mortgage shops a myriad of the mortgage bankers for the best rates/loan programs, controls all steps of loan processing and makes all final decisions in-house all the way through closing. This is possible because McLean Mortgage, as a DIRECT LENDER, loans its own funds in closing the loan, not funds from a third party investor/banker. Brokers do not lend you their own funds; instead, brokers only loan funds from third party investors/bankers who set the conditions and make all final decisions during loan processing. As with any lender, McLean Mortgage may sell your loan after closing).



Main Street Bank, Nikko Mobasher, 727 Elden Street, Herndon, VA 20170, Tel: 703-218-5198, Cel: 301-613-6456, Fax: 703-481-4568, Email:  OR Christina Barlow, Tel: 703-218-5193, Cel: 703-624-8181, Email: (BANK HOLDS ALL LOANS IN HOUSE -- DOES NOT RE-MARKET OR BROKER OUT). Main Street Bank is a MORTGAGE BANKER.



***INTERCOASTAL MORTGAGE, GLEYDE SCHATZ, 6820 ELM ST, SUITE #200, MCLEAN, VA 22101, Tel: 703-449-6826, Cel: 703-431-7531, Fax: 703-890-1801, Email:, Start the application process online at:



***GEORGE MASON MORTGAGE, LLC (a subsidiary of Cardinal Bank): BABITA VASHIST, 7454 LIMESTONE DR, GAINESVILLE, VA 20155, Cel: 703-283-7251, eFax: 703-653-3662, Email: Start the application process on line at:



First Meridian Mortgage, Kevin Retcher, 8305 Richmond Hwy, Alexandria, VA 22309, T: 703-333-2700, Cel: 703-201-6138, F: 703-333-2929, Email:



Dominion First Mortgage Corporation, Tom Morgan, Cel: 703-217-7053, Tel: 703-257-7770, Email: Do FHA and VA loans with lower than normal credit scores and stated income loans too. Start the application process online at:


Chainbridge Bank (Lot and Land Loans Only): Joe Nelson, 703-282-5001,


1st Commonwealth Bank of Virginia, Eric Weinstein, 6506 Loisdale Rd, Suite #325, Springfield, VA 22150, Cel: 703-505-8692, Fax: 703-313-0296, Email: (Can do special loans : second mortgage loans on trusts, bridge loans, reverse mortgages, USDA loans, VA loans for surviving spouse, second FHA loan for same borrower, loans after only one year of self-employment and loans for foreign nationals).